Our Solutions
Smart payments for a healthier future
Bringing Quality Medical Care to Your Fingertips
Growth Factor is a specialist financial services company providing innovative, fast, and flexible funding solutions to healthcare service providers through medical aid claims factoring. We bridge the gap between service delivery and delayed claim payments by advancing approved claims within 24 hours. Our solutions give healthcare providers predictable cash flow, helping them retain skilled staff, purchase essential supplies, and expand their services, all while patients continue to receive uninterrupted quality care

Why Choose InnStaPay?
Fast, Reliable Payments
No more waiting weeks or months—get paid within 24 hours of submitting your claims, giving you the freedom to manage your practice with confidence.
Improved Cash Flow
InnStaPay unlocks immediate access to working capital, helping you cover operational costs, invest in resources, and focus on quality care.
Simple & Seamless Process
Submit, select, and receive—our intuitive platform makes claim factoring hassle-free with real-time tracking and status updates.
Pharmacies Factoring+ Product
We do not only advance funds against pharmacies’ medical aid claims but also leverage our group purchasing power to negotiate bulk discounts with wholesalers.
Trusted by Providers
Built into the New Health 263 ecosystem, Growth Factor is already trusted by a growing number of healthcare Service Providers across the country.